Drawdown Request Verification Agent
The Drawdown Request Verification Agent checks each utilisation request against the facility agreement, the approved budget, the independent engineer's certificate, construction progress and cost to complete. It flags anything that could block funding, from missing certificates to budget overruns and drawstop events, so lenders can fund on time and borrowers can fix issues before submission.
Ideal forLenders
The difference
From 6-10 hours per utilisation request to 1-2 hours
Lenders fund within the notice period with fewer back-and-forth queries, and borrowers keep contractors paid on time.
Done by hand
6-10 hours per utilisation request
With the Vanine agent
1-2 hours
Time returned to your team
80%
Indicative figures. We measure your own baseline in the first fortnight so the numbers you see are yours.
Funding on time
Construction projects depend on timely drawdowns to pay EPC contractors. The agent catches problems before submission so requests are not bounced back.
Protect the lender group
Each request is tested against the facility conditions, budget lines and cost to complete, so funds are only released against verified progress.
Clear evidence for every draw
Every check is documented with references to the facility clause and supporting certificate, which simplifies later portfolio reviews and audits.
Capabilities
Fund every drawdown with confidence that the numbers and certificates hold up.
Built for facility agents, lenders' credit and portfolio teams, DFIs, borrowers' finance teams and project companies managing construction-phase drawdowns.
Facility conditions check
Tests each request against the facility agreement: availability period, minimum amounts, notice periods, conditions to each utilisation and absence of defaults or drawstops.
Budget and cost to complete
Compares requested amounts with the approved budget by line, tracks contingency use and checks that remaining funding covers cost to complete.
Independent engineer certificate match
Reconciles the request to the independent engineer's certificate and progress findings, and flags differences in amounts or milestones.
Supporting invoice review
Checks EPC and supplier invoices, payment certificates and retention against the request and the construction contract terms.
Debt to equity ratio
Confirms the equity contribution and debt to equity proportions required before and during drawdown are maintained.
Verification report
Produces a drawdown verification memo listing checks passed, exceptions and items that must be resolved before funding.
How it works
From your systems to a result you sign off
The facility agent and lenders' credit team review the exceptions and approve funding, and payment is released through the bank's own approval process.
Connect the places your drawdown documents already live.
The utilisation request, facility agreement, budget, IE certificate, construction schedules and invoices from SharePoint, the data room or email. Already use something else? We connect that too.
- OpenAI Frontier
- Your own AI platform or models
- Microsoft 365 (Teams, SharePoint, Outlook, Excel)
- Copilot Studio
- Primavera P6 and MS Project schedules
- SAP, Sage or Syspro project accounts
- Loan administration systems via exports
Runs on each new request in Teams, Copilot Studio, OpenAI Frontier or your own AI platform.
A drawdown verification memo and exceptions list in Word and Excel for the facility agent and credit team.
Step by step
- 01
The borrower submits a utilisation request with supporting documents.
- 02
The agent checks it against the facility conditions and drawstop events.
- 03
It reconciles amounts to the budget, IE certificate and invoices.
- 04
It confirms cost to complete and debt to equity requirements.
- 05
It issues a verification memo with exceptions for review.
- 06
The facility agent and lenders approve and release funding.
Deployment
Runs inside the tools your team already uses
The same agent and the same cited output, delivered three ways: through the AI assistant you have rolled out, on a model you host yourself, or inside your own software.
In the frontier assistant you already pay for
We publish the agent as an MCP server. Add it as a connector and your team calls it from the chat they use every day, with no new tool to learn.
"Is the request within the budget lines?"
- facility
- Senior term loan
- request
- 14
On a model you host yourself
Run the agent on open-weight models in your data centre or private cloud. Your drawdown documents never leave your network, which keeps POPIA and data residency straightforward.
- Llama
- Mistral
- Ollama
- or any OpenAI-compatible endpoint
Inside your own software
Trigger a run from your own workflows, and push the finished output into your ERP, GRC or reporting systems. We build the integration with your team.
- REST API
- Webhooks
- Batch jobs
- Embeddable review panel
Governed the same way, every route
Whichever way your team reaches the agent, identity, permissions and audit stay with your existing controls.
- Single sign-on through Entra ID, Okta or Google Workspace
- Reads only the documents each user is already allowed to open
- Every tool call written to an audit log you can export
How we deliver it
One agent, three ways to hold it
Start where your team already works, then take it as far into your systems as the value justifies.
DATA SECURITY & PRIVACY
Your drawdown documents stay yours.
The agent runs inside your tenancy, reads only what each task needs, and never trains on your drawdown documents. Every step is logged so your auditors can see exactly what it touched.
Built for regulated work.
+YOUR DRAWDOWN DOCUMENTS NEVER LEAVE YOUR ENVIRONMENT
More agents
More agents we build for South African enterprises
Each one is built on the same foundation: your documents, your rules, and your people signing off.
Precision AI for Institutional Workflows
