Counterparty Distress Agent
The Counterparty Distress Agent watches your clients, main contractors, key subcontractors and suppliers for early signs of distress: business rescue and liquidation notices, judgments, director changes, CIDB grading changes, and slowing payments on your own ledger. It combines these signals with your exposure to each counterparty, so you can act on retention, guarantees, cessions and payment terms before a failure lands.
Ideal forCommercial directors
The difference
From 4-6 hours per month, and only for a few names to continuous, every counterparty
Your leadership sees distress building across the counterparty book, instead of learning about it from a business rescue notice.
Done by hand
4-6 hours per month, and only for a few names
With the Vanine agent
continuous, every counterparty
Time returned to your team
90%
Indicative figures. We measure your own baseline in the first fortnight so the numbers you see are yours.
Early warning, not hindsight
Large South African contractors have entered business rescue with subcontractors and clients exposed. The signals usually appear months earlier.
Exposure in rands
Each signal is shown against what is at risk: unpaid certificates, retention held, guarantees issued and work in progress.
Actions ready to take
For each at-risk counterparty, the agent drafts the options your team can act on, such as tightening terms, stopping work or calling security.
Capabilities
See a client or subcontractor failing before it stops paying.
Built for commercial directors, credit controllers, procurement and risk teams at South African contractors, subcontractors and developers.
Public record monitoring
Watches CIPC status and director changes, business rescue notices and liquidation notices in the Government Gazette.
Register changes
Monitors CIDB grading and registration changes for your counterparties.
Payment behaviour
Tracks days-to-pay and partial payments on your own debtors and creditors ledger.
News and market signals
Picks up reported retrenchments, project stoppages and funding failures.
Exposure view
Shows certificates outstanding, retention, guarantees and work in progress per counterparty.
Risk briefing
Produces a monthly counterparty risk briefing with recommended actions.
How it works
From your systems to a result you sign off
Your commercial director decides every action, and all output stays internal to your business.
Connect the places your counterparty records already live.
Your counterparty list and ledgers from SAP, Syspro or Sage, contract and guarantee records, CIPC and CIDB data, the Government Gazette, and credit bureau data where you subscribe. Already use something else? We connect that too.
- OpenAI Frontier
- Your own AI platform or models
- Microsoft 365 (Teams, SharePoint, Outlook, Excel)
- Copilot Studio
- SAP, Syspro and Sage ERP
- CIPC and CIDB registers
- Credit bureau data
- Power BI and Excel
Runs daily on public records and weekly on payment behaviour, or on request in Teams or OpenAI Frontier.
A counterparty risk dashboard in Power BI or Excel, alerts to the commercial team in Teams, and a monthly risk briefing in Word.
Step by step
- 01
Your counterparty list and exposure data are loaded.
- 02
The agent checks public records and registers daily.
- 03
It tracks payment behaviour from your ledgers weekly.
- 04
It scores each counterparty and shows the signals behind the score.
- 05
It alerts the commercial team and drafts recommended actions.
- 06
Your commercial director decides what to do.
Deployment
Runs inside the tools your team already uses
The same agent and the same cited output, delivered three ways: through the AI assistant you have rolled out, on a model you host yourself, or inside your own software.
In the frontier assistant you already pay for
We publish the agent as an MCP server. Add it as a connector and your team calls it from the chat they use every day, with no new tool to learn.
"Which subcontractors show distress signals this month?"
- counterparties
- 214
- sources
- CIPC, Gazette, ledger
On a model you host yourself
Run the agent on open-weight models in your data centre or private cloud. Your counterparty records never leave your network, which keeps POPIA and data residency straightforward.
- Llama
- Mistral
- Ollama
- or any OpenAI-compatible endpoint
Inside your own software
Trigger a run from your own workflows, and push the finished output into your ERP, GRC or reporting systems. We build the integration with your team.
- REST API
- Webhooks
- Batch jobs
- Embeddable review panel
Governed the same way, every route
Whichever way your team reaches the agent, identity, permissions and audit stay with your existing controls.
- Single sign-on through Entra ID, Okta or Google Workspace
- Reads only the documents each user is already allowed to open
- Every tool call written to an audit log you can export
How we deliver it
One agent, three ways to hold it
Start where your team already works, then take it as far into your systems as the value justifies.
DATA SECURITY & PRIVACY
Your counterparty records stay yours.
The agent runs inside your tenancy, reads only what each task needs, and never trains on your counterparty records. Every step is logged so your auditors can see exactly what it touched.
Built for regulated work.
+YOUR COUNTERPARTY RECORDS NEVER LEAVE YOUR ENVIRONMENT
More agents
More agents we build for South African enterprises
Each one is built on the same foundation: your documents, your rules, and your people signing off.
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