Shariah Screening and Purification Agent
The Shariah Screening and Purification Agent screens every holding and every new idea against your Shariah methodology, from business activity tests to the financial ratios for debt, interest-bearing assets and non-permissible income. It reads company financial statements to calculate each ratio, flags income that is not permissible and calculates the purification amount for each fund every reporting period, with the workings cited, so your Shariah board reviews a complete file rather than a spreadsheet.
Ideal forPortfolio management teams
The difference
From 2-3 days per fund each quarter to 1-2 hours
Your funds stay compliant between reviews, and every purification amount has the workings behind it.
Done by hand
2-3 days per fund each quarter
With the Vanine agent
1-2 hours
Time returned to your team
90%
Indicative figures. We measure your own baseline in the first fortnight so the numbers you see are yours.
Compliance between reviews, not just at them
Holdings are rescreened as new financials are published, so a breach is caught in days, not at the next board.
Purification you can show your investors
Every amount comes with the company, the income line and the calculation, ready for the fund report.
Faster investment decisions
Portfolio managers know whether a new idea passes the screen before they spend time on the research.
Capabilities
Every holding screened against your Shariah methodology, and every purification amount calculated, each period.
Built for portfolio managers, compliance teams and Shariah supervisory boards at South African Shariah-compliant asset managers, funds and insurers.
Business activity screen
Checks each company's revenue lines against the activities your methodology does not permit.
Financial ratio screen
Calculates debt, interest-bearing assets and non-permissible income ratios against your thresholds.
Non-permissible income flags
Identifies interest and other income that is not permissible, from the company's financial statements.
Purification calculation
Calculates the amount to purify for each fund and holding every reporting period.
Watchlist and breaches
Tracks holdings near a threshold and reports breaches with the time allowed to exit.
Shariah board pack
Prepares the screening results and purification schedule for your Shariah supervisory board.
How it works
From your systems to a result you sign off
Your Shariah supervisory board approves the methodology, every breach decision and every purification amount.
Connect the places your portfolio holdings already live.
Holdings from your portfolio system, company financial statements and market data, and your screening methodology. Already use something else? We connect that too.
- OpenAI Frontier
- Your own AI platform or models
- Microsoft 365
- Portfolio management and fund accounting systems
- Market and company financial data providers (Bloomberg, IRESS, LSEG)
- Your Shariah screening methodology and board resolutions
Runs each reporting period, when new financials are published and before new positions are taken, using the models your organisation approves.
A screening register, a purification schedule and a Shariah board pack, saved to your compliance folder.
Step by step
- 01
A reporting period closes, or a new position is proposed.
- 02
The agent reads the holdings and the latest company financials.
- 03
It runs the business activity and financial ratio screens.
- 04
It flags income that is not permissible and calculates purification.
- 05
It prepares the screening register and board pack.
- 06
Your Shariah board reviews and approves the results.
Deployment
Runs inside the tools your team already uses
The same agent and the same cited output, delivered three ways: through the AI assistant you have rolled out, on a model you host yourself, or inside your own software.
In the frontier assistant you already pay for
We publish the agent as an MCP server. Add it as a connector and your team calls it from the chat they use every day, with no new tool to learn.
"Screen the equity fund against our methodology"
- fund
- Global Equity Fund
- period
- Q3 2026
On a model you host yourself
Run the agent on open-weight models in your data centre or private cloud. Your portfolio holdings never leave your network, which keeps POPIA and data residency straightforward.
- Llama
- Mistral
- Ollama
- or any OpenAI-compatible endpoint
Inside your own software
Trigger a run from your own workflows, and push the finished output into your ERP, GRC or reporting systems. We build the integration with your team.
- REST API
- Webhooks
- Batch jobs
- Embeddable review panel
Governed the same way, every route
Whichever way your team reaches the agent, identity, permissions and audit stay with your existing controls.
- Single sign-on through Entra ID, Okta or Google Workspace
- Reads only the documents each user is already allowed to open
- Every tool call written to an audit log you can export
How we deliver it
One agent, three ways to hold it
Start where your team already works, then take it as far into your systems as the value justifies.
DATA SECURITY & PRIVACY
Your portfolio holdings stay yours.
The agent runs inside your tenancy, reads only what each task needs, and never trains on your portfolio holdings. Every step is logged so your auditors can see exactly what it touched.
Built for regulated work.
+YOUR PORTFOLIO HOLDINGS NEVER LEAVE YOUR ENVIRONMENT
More agents
More agents we build for South African enterprises
Each one is built on the same foundation: your documents, your rules, and your people signing off.
Precision AI for Institutional Workflows
