Cash Flow Forecasting Agent
The Cash Flow Forecasting Agent pulls data from your ERP, CRM, bank statements and contracts to model future inflows and outflows in rand, including SARS payment dates for VAT, PAYE and provisional tax. It gives you the clarity to manage liquidity and make better capital decisions.
Ideal forTreasury teams
The difference
From 3-5 days to 15 minutes
Treasury can refresh the forecast whenever conditions change and spend its time on funding and investment decisions rather than building spreadsheets.
Done by hand
3-5 days
With the Vanine agent
15 minutes
Time returned to your team
98%
Indicative figures. We measure your own baseline in the first fortnight so the numbers you see are yours.
Volatility demands a rolling view
Interest rate moves and rand swings change the cash picture quickly. A forecast you can refresh in minutes lets you act on the latest position rather than last month's.
SARS dates built in
VAT, PAYE and provisional tax payments are large and fixed. The agent models them automatically so they never catch treasury off guard.
Early warning on covenants
The forecast is tested against your bank facility covenants, giving you time to act before a projected breach becomes a conversation with your lender.
Capabilities
A clear, rolling view of your rand cash position, updated in minutes.
Built for CFOs, treasurers and financial directors of South African businesses.
Automated data aggregation
Pulls data from your ERP (SAP, Sage, Syspro, Dynamics 365), CRM and bank statement files into one consolidated forecast, without manual exports.
Inflow and outflow modelling
Projects receipts from debtors ageing and sales pipelines, and payments from creditors, payroll, PAYE, VAT201, provisional tax and contract data.
Scenario and sensitivity analysis
Models scenarios such as a late customer payment, a weaker rand, a repo rate move or a pulled-forward capex payment, and shows the impact on cash.
Covenant and liquidity monitoring
Tracks liquidity ratios and bank facility covenants against the forecast and warns early when a breach is projected.
Direct and indirect method support
Supports the direct method for short-term treasury forecasts and the indirect method from profit, in line with IAS 7 presentation.
Custom reporting and dashboards
Delivers the forecast into your Excel model, a PDF pack for the board or a Power BI dashboard.
How it works
From your systems to a result you sign off
Your treasurer or FD reviews the assumptions and approves the forecast, and any payment or funding decision remains with your team and your bank's approval flow.
Connect the places your cash positions already live.
Debtors, creditors and payroll data from your ERP, pipeline from your CRM, bank balances from statement files, and key contracts from SharePoint. Already use something else? We connect that too.
- OpenAI Frontier
- Your own AI platform or models
- Microsoft 365 (Excel, Teams, SharePoint)
- SAP, Sage, Syspro, Dynamics 365
- Salesforce and Dynamics 365 CRM
- Bank statement files (PDF, CSV, MT940, CAMT.053)
- Power BI
Runs on a weekly schedule, or on request in Teams or OpenAI Frontier when you want to test a scenario.
Your Excel forecast model, a board-ready PDF pack or a Power BI dashboard, with covenant alerts sent to treasury.
Step by step
- 01
The weekly forecast run starts, or you ask for a new scenario.
- 02
The agent pulls receivables, payables, payroll, tax dates and bank balances.
- 03
It models inflows and outflows in rand and tests covenants.
- 04
It runs the scenarios you request and shows the impact on cash.
- 05
Your treasurer or FD reviews assumptions and approves the forecast.
- 06
The approved forecast is published to Excel, the board pack or Power BI.
Deployment
Runs inside the tools your team already uses
The same agent and the same cited output, delivered three ways: through the AI assistant you have rolled out, on a model you host yourself, or inside your own software.
In the frontier assistant you already pay for
We publish the agent as an MCP server. Add it as a connector and your team calls it from the chat they use every day, with no new tool to learn.
"Pull this morning’s balances, debtors and creditors"
- horizon
- 13 weeks
- currency
- ZAR
On a model you host yourself
Run the agent on open-weight models in your data centre or private cloud. Your cash positions never leave your network, which keeps POPIA and data residency straightforward.
- Llama
- Mistral
- Ollama
- or any OpenAI-compatible endpoint
Inside your own software
Trigger a run from your own workflows, and push the finished output into your ERP, GRC or reporting systems. We build the integration with your team.
- REST API
- Webhooks
- Batch jobs
- Embeddable review panel
Governed the same way, every route
Whichever way your team reaches the agent, identity, permissions and audit stay with your existing controls.
- Single sign-on through Entra ID, Okta or Google Workspace
- Reads only the documents each user is already allowed to open
- Every tool call written to an audit log you can export
How we deliver it
One agent, three ways to hold it
Start where your team already works, then take it as far into your systems as the value justifies.
DATA SECURITY & PRIVACY
Your cash positions stay yours.
The agent runs inside your tenancy, reads only what each task needs, and never trains on your cash positions. Every step is logged so your auditors can see exactly what it touched.
Built for regulated work.
+YOUR CASH POSITIONS NEVER LEAVE YOUR ENVIRONMENT
More agents
More agents we build for South African enterprises
Each one is built on the same foundation: your documents, your rules, and your people signing off.
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